Debt Consolidation Program: common questions for Julian Credit Management

Julian Credit Management is a non-profit, nationwide debt consolidation and credit counseling organization, located in Central Florida. Our dedicated counselors can help you restructure your bills and make a payment plan that can cut years and thousands of dollars off your long-term debts like credit cards, mortgages, and other loans.
Our debt management program can help you repay your debts: We help you establish a spending plan, determine your financial options, save money on interest and late fees, get your creditors off your back, and provide you with useful information.
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COMMON QUESTIONS

How do I know if I need credit counseling?

The fact is, if you are even considering credit counseling, then you will probably benefit from our services. But there are some sure signs that will guarantee you are making the right decision.

If you....

Only pay the minimum amount due on accounts.
Keep yourself up at night worrying about paying the bills.
Use cash advances from one credit card to pay off another.
Transfer balances from one card to another.
Have missed or are past due with your living expenses like rent and electric.
Are avoiding telephone calls and late notices from creditors.
Depend on overtime to pay the living expenses.
Skip one bill to pay another.
Have a feeling that things are getting out of hand.

If any of these statements apply to you, then go to the NEXT PAGE
and keep reading to find out what our program can do for you.

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